Medicare covers part of your prescription drug costs and you pay the rest. How much you pay depends on your drug plan. In addition, as of Jan. 1, 2011, what you pay for Part D may vary based on your income. For more information, read the booklet "Things to Think About When You Compare Medicare Drug Coverage."
Most drug plans charge a monthly premium that varies by plan. You pay this in addition to the Part B premium. If you have limited income and resources, you may get extra help to cover prescription drugs for little or no cost. Information on Extra Help and the Low-Income Subsidy can be found here.
You can also call the Social Security Administration at 800-772-1213 to apply by phone or to get a paper application. TTY users should call 800-325-0778.
Your costs will vary depending on which drugs you use, which Medicare drug plan you choose, and whether you get extra help paying your Part D costs. Having a variety of plans to choose from gives you
the chance to pick a plan that meets your unique needs. Choosing a plan that fits your situation allows you to get the coverage you want at the best price possible.
If you belong to a Medicare Advantage plan (like an HMO or PPO) or a Medicare Cost plan that offers Medicare prescription drug coverage, the monthly premium you pay to the plan includes an amount for prescription drug coverage.
To find the actual costs of the Medicare drug and health plans in your area, click here. To compare various plans, click here.
You can find answers to many questions by visiting the Medicare website, or by calling 800-MEDICARE (800-633-4227). TTY users should call 877-486-2048. To speed up your service, have your Medicare number available when you call.
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